We are celebrating new phases in life with you…whether it is motherhood or graduation. Creating a budget before stepping into a new a phase…just makes cents for you! A budget is not a static, one-time, one-size-fits-all solution. Your spending is different in March then in December, so should your budget be. You can begin with a basic monthly budget but you should always adjust for holidays, celebrations such as birthdays or anniversaries, and special occasions such as graduations or that 25 year class reunion. No matter where life takes you, tell your money where to go. Don’t allow it tell you!