Category: Budgets

  • JAN 2018 – NEW YEAR

    Are you ready to make a new start and make more cents4you?? Then become a member of our online group course beginning in 2018…if you would like a personalized financial coaching session please email us to schedule an appointment.

  • December 2017-Joyful Year End

    Merry Christmas and Happy Holidays! As you end the year, begin to plan for the next one by reviewing your spending habits.  Do you know where you spent?  Did you stay on budget?  Were you able to save for retirement, unexpected emergencies, holidays, birthdays, special events, and vacations?  If you answered NO to any or…

  • November 2017 – Thankfulness

    As we enter November, I am reminded of all the things that I am thankful for…my family, my company, my friends, my health…and breathing fresh air, having plenty of food in the pantry and fridge, numerous outfits to choose from to wear, extra money to spend on vacations and business trips, fun money to spend…

  • October 2017-Is your Financial Stress Falling Away?

    Don’t stress about your finances…when you are unable to resolve a physical issue you visit your medical doctor, when you are unable to resolve conflict issues you visit a counselor, so why are waiting to visit a financial coach??  You do not have to go through this alone, you are not the first person with…

  • SEPTEMBER 2017 – Pathway

    Do you ever feel like your life is overcluttered, overwhelmed, overutilized?  You are not alone.  Many of us can feel the four walls closing in squeezing us into a smaller and smaller area.  Don’t be discouraged because there is hope!  You have control of how you feel, which empowers you to overcome the obstacles that…

  • AUGUST 2017 – Financial Freedom

    #TuesdayThoughts to make #cents4you choose today to take control of your finances! Doing nothing will get you no where.   If you have more month than money, or so it seems, begin today by telling your money where to go. Step 1. FREEZE! Put a freeze on wanted items, pay only the essentials needed items…

  • JUNE 2017 – Summer Fun

    It’s summer time, time for fun – grillin out – and checkin out  your current budget. Budgets are not cut in stone, they need to be fluid, to adjust to your ever changing world…when you plan and budget up to one year out for vacations, holidays, and summer fun then they do not seem so overwhelming…

  • MAY 2017 – WHY do you spend money?

    This month, I want you to consider not just how you spend your money but WHY you spend it?!  As a giver myself, I am always dropping off a gift for no reason to friends, coworkers, and family.  They love me for it, but am I appreciated or taken advantage of my generosity?  Don’t misread…

  • March 2017 – Take a break

    Spring break season is upon us, are you ready to THRIVE?  Fun times should already be included in your budget, as well as vacations and birthdays.  Most people forget to include these and then may feel they are missing out in all the fun, or they feel guilty because they could not spend what they…

  • January 2017 – The Year to THRIVE!

    WOW! Already 2017!! I am excited to begin a new year.  This year Cents+Ability Financial Solutions will be focusing on how to THRIVE…as individuals, as a company, and coaching our clients!! What does THRIVE mean? TRAINING HOPE REWARDS INTERLUDE VALUABLE ENVISION To know more details on how to THRIVE in your life, sign up for a…